Welcome to Physar
Physar builds the analytics layer behind better insurance — from data pipelines to live rating engines, pricing models, and underwriting decisions.
GLM and GBM models, hyperparameter tuning, and live rate deployment — built on the data you already have.
MI and BI dashboards for loss ratio, retention, and channel economics. From warehouse to decision in seconds.
Rules, caps, collars, and referral logic. Change underwriting behaviour without waiting on IT.
DuckDB, BigQuery, dbt, and pipelines that keep your models fed with clean, fresh data daily.
Point Physar at your warehouse, quote database, or policy admin system. We handle the schema.
We build pricing and underwriting models on your data, with full transparency and auditability.
Go live on our rating API. Change prices and rules in the admin dashboard — no engineering ticket.
Driver age, vehicle group, NCD, telematics score → live premium with IPT.
Open demo →Breed, region, age, and MoneyBack option → risk-adjusted premium.
Preview →Property, postcode, and claims history → rebuild and contents cover.
Preview →Book a 30-minute walkthrough. We'll model a sample of your book and show you the difference.
Book a demo